Your home is one of your largest investments. You want comprehensive coverage tailored to your individual home and possessions. Travelers offers quality, basic coverage with many standard features, plus a full array of coverage options to enhance your protection.

Travelers Homeowners Policy Protects:

• Your Home
• Detached Structures, such as a garage or shed.
• Personal Belongings, including furniture, clothing, appliances and much more.
• Loss of Use, for living expenses, when the home is damaged and uninhabitable.
• Personal Liability, that protects you and your family against a claim or lawsuit if someone is injured or their property is damaged while at your home.

Unmatched Selection of Coverage Options:

• Contents Replacement. Provides full replacement cost for personal belongings.
• Additional Replacement Cost Protection. Provides the extra insurance you need to rebuild your house if your coverage amount is inadequate.
• Personal Injury. Protects you against libel and slander.
• Identity Theft Protection. Provides assistance from a consumer fraud specialist and covers expenses related to restoring your good name and financial reputation.
• Valuable Items Plus Endorsement. Provides a blanket of coverage that is broader than what a basic Homeowners policy provides. It is the right coverage for people who own valuable possessions such as jewelry, artwork cameras and computers.
• Personal Articles Floater. Provides even more comprehensive coverage that the Valuables Items Plus endorsement. It is the right coverage for people who wish to schedule items that have been carefully selected and whose values exceed the limits of either Homeowners policy or Valuable Items Plus endorsement.
• Umbrella Policy. Offers an additional $1 million to $5 million of liability protection.
• Flood Coverage. Flood damage is typically not covered under a homeowners policy. This affordable coverage covers damage to your property and provides cleanup reimbursement.
• Pleasure Boat Insurance for small watercrafts

We'll Be There When You Need Us

Travelers is dedicated to providing you with exceptional service:
• Fast, efficient claim handling around the clock, 365 days a year
• After hours emergency response team will be onsite with hours of a serious loss
• Visit our informative Claim Service section for tips on protecting your home. Check out our Home Maintenance Guide, Vacation Checklist, and Pool Safety & Maintenance Checklist.
• When hurricanes, tornados, wildfires, earthquakes and hailstorms strike Travelers is ready with our nationally recognized catastrophe response service. It includes onsite response teams, mobile technology and a fleet of custom-built vehicles.
• Fast, fair and reliable claims payment

Get Maximum Value with Competitive Pricing and Money-Saving Discounts

Travelers Homeowners Insurance is competitively priced. We offer great value with many money-saving discounts:^*
• New or renovated home discount
• Multi-policy discount when you insure both your auto and home with Travelers (available in most states)
• Claim free discount (available in most states)
• Security discounts for homes equipped with:
  • Smoke detectors
  • Dead bolts
  • Fire extinguishers or alarm systems

Travelers offer competitive rates on auto insurance with broad coverages and additional optional coverages to enhance your protection. Plus, important extras to get you on the road fast in the event of an accident.

Travelers Auto Policy Provides:

• Collision Coverage. Covers auto damage from a collision with another car.
• Comprehensive Coverage. Covers auto damages from causes such as fire, theft, hail, vandalism or many other events.
• Bodily Injury Liability. Protects against a claim or lawsuit if others are injured in an auto accident that you or your family are considered legally responsible.
• Property Damage Liability. Protects against a claim or lawsuit for any damage you may cause by an auto accident to someone else's auto or property.
• Medical Payments. Pays for reasonable medical expenses, or certain other expenses resulting from an auto accident for you, your family and your passengers.
• Uninsured/Underinsured Motorist. Covers injury resulting from a hit-and-run accident or uninsured driver.

Additional Coverage Options:

• Rental Reimbursement. Covers the expense of a rental car while your vehicle is being repaired.
• Towing and Labor. Provides towing service for a disabled vehicle.

Getting You On the Road Is Our First Priority

We offer important extras:

• Fast, efficient claim handling available around the clock, 365 days a year
• Countrywide, guaranteed auto repair program
• World-class auto glass repair shops that can provide service at your home or office

You Can Save With Travelers

In addition to competitive rates that recognize customer differences, Travelers offers a variety of discounts and credits:^*

• Multi-car discount
• Hybrid Auto Discount
• Good driver discount
• Driver training credit
• Good student discount
• Savings for vehicles with passive restraints, airbags, anti-lock brakes and certain anti-theft devices

For even greater savings, convenience and simplicity, you can bundle your auto policy with another Travelers policy.