Without health coverage, you could pay an average cost of $7,175 for a day in the hospital. Don't wait to get the protection you need.

Is SmartSense for you?

• Reliable, basic protection with some of our lowest monthly rates
• Choose the annual deductible/monthly rate combination that works for you
• Immediate benefits for first three visits to a doctor
• Choice of prescription drug benefits (Comprehensive Rx or Generic Only Rx)
• No need for maternity benefits
• Health plan pays up to $7,000,000 per member in lifetime benefits

What else do you get?

• Access to over 50,000 California PPO network doctors and specialists and nearly 400 hospitals - so chances are your doctor is one of ours
• Money in your pocket - because we've negotiated lower fees with our network doctors and hospitals, your share of costs is less (a lot less)
• Free health and wellness programs - designed to keep you as healthy as can be
• Out-of-state coverage - so you'll feel better wherever you are

Available Dental Coverage and Term Life Insurance; our rates are so affordable, they'll make you smile!

Give yourself every advantage...

good health, a bright smile and financial security.